111 North 3rd Street
O'Neill , NE 68763
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These Terms and Conditions govern the use of the Book Of Memories websites (the "Website") and other services (collectively the "Services"). FrontRunner Professional ("Company," "we," "us," "our") reserves the right in our sole discretion to change, amend or modify (the "changes") all or part of these Terms and Conditions at any time and from time to time for any reason. Any changes to these Terms and Conditions will be noted by indicating the date these Terms and Conditions were last made. Any changes will become effective no earlier than fourteen (14) days after they are posted; provided, however, that changes addressing new functions of the Services or changes made for legal reasons will be effective immediately. Your use or continued use of the Services after the date any such changes become effective shall constitute your express acceptance of the Terms and Conditions as changed, amended or modified.
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The arbitration will be governed by the Commercial Arbitration Rules and the Supplementary Procedures for Consumer Related Disputes (collectively, "AAA Rules") of the American Arbitration Association ("AAA"), as modified by this Terms and Conditions, and will be administered by the AAA. The AAA Rules are available online at adr.org, by calling the AAA at 1-800-778-7879, or by writing to the Notice Address. The arbitrator is bound by the terms of this Terms and Conditions. All issues are for the arbitrator to decide, including, but not limited to, issues relating to the scope, enforceability, and arbitrability of the arbitration provision. Unless Company and you agree otherwise, any arbitration hearings will take place in Chicago, Illinois. Regardless of the manner in which the arbitration is conducted, the arbitrator shall issue a reasoned written decision sufficient to explain the essential findings and conclusions on which the award is based. YOU AND COMPANY AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING. Unless both you and Company agree otherwise in writing, the arbitrator may not consolidate more than one person's claims, and may not otherwise preside over any form of a representative or class proceeding. If this specific provision is found to be unenforceable, then the entirety of this arbitration provision shall be null and void.
This Policy outlines Company’s general policies and practices for protecting your private information on this Site. It covers why Company collects information, the types of information it gathers, how it uses such information, and the notice and choice affected individuals have regarding Company’s use of and their ability to correct their information. This Policy applies to all personal information received by Company whether in electronic, written, or verbal format.
Company reserves the right to modify this Policy at any time and will do so from time to time. Each modification shall be effective upon its posting to the Site. Your continued use of the Site following any such modification constitutes your acceptance of any change(s) to this Policy. It is therefore important that you review this Policy regularly. If you have any questions concerning this Policy please contact Company at firstname.lastname@example.org.
“Personal Information” includes both “Personally Identifiable Information” and “Non-Personally Identifiable Information”.
"Personally Identifiable Information" refers to information that lets us know the specifics of who you are and can be used to identify, contact or locate you. Personally Identifiable Information is requested when you register with us, make a Donation, correspond with us, or otherwise volunteer information, for instance, through the use of "Contact Us". Personally Identifiable Information may include, without limitation, your name, mailing address, telephone number, e-mail address, credit card number, and other identification and contact information.
"Non-Personally Identifiable Information" refers to information that does not identify a specific individual by itself or in combination with other information. We gather certain information about you based upon what you view on our Site in several ways. This information is compiled and analyzed on both a personal and an aggregated basis. This information may include the Site’s Uniform Resource Locator ("URL") that you just came from, which URL you next go to, what browser you are using, and your Internet Protocol ("IP") address. A URL is the global address of documents and other resources on the World Wide Web (‘Web”). An IP address is an identifier for a computer or device on a Transmission Control Protocol/Internet Protocol ("TCP/IP") network, such as the World Wide Web. Networks use the TCP/IP protocol to route information based on the IP address of the destination. In other words, an IP address is a number that is automatically assigned to your computer whenever you are surfing the Web, allowing Web servers to locate and identify your computer. Computers require IP addresses in order for users to communicate on the Internet, browse and shop
“Sensitive Personal Information” means Personal Information that reveals race, ethnic origin, sexual orientation, political opinions, religious or philosophical beliefs, trade union membership or that concerns an individual’s health.
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Company will offer you the opportunity to choose (opt-out) whether Personal Information is to be disclosed to a third party or to be used for a purpose other than that for which it was originally collected or has subsequently been authorized. For Sensitive Personal Information (when applicable), Company will give you the opportunity to affirmatively or explicitly consent (opt-in) to the disclosure of the information for a purpose other than that for which it was originally collected or has subsequently been authorized. Company will treat Sensitive Personal Information it receives from anyone the same as it would treat its own Sensitive Personal Information.
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Company shall only process Personal Information in a way that is compatible with and relevant to the purpose for which it was collected or has been authorized. To the extent necessary for those purposes, Company shall take reasonable steps to ensure that Personal Information is accurate, complete, current, and reliable for its intended use.
How to Access Your Information
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You may also stop the delivery of future promotional e-mail from Company by responding directly to any email you receive with a request to remove you from the mailing list.
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When you access the Site from a computer, mobile phone, or other device, Company may collect Non-Personally Identifiable Information, which does not identify individual users, to analyze trends, to administer the site, to track users’ movements around the site and to gather demographic information about the user base as a whole. Company will not use the information collected to market directly to that person.
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Where applicable, when you interact with other Users on the Site, you may provide other information about yourself, such as political or topical views, religious affiliation, or marital status. Any information in a public forum is accessible by anyone, including people who are not members of the Site. Please be aware they may share information you give them with other Users you may not know. They may also share the information outside the Site without your prior approval. Company does not have control over the actions of its Users and accepts no responsibility or liability for their actions. Please keep this fact in mind when using the Site, and use care when disclosing Personal Information to other Users of the Site.
Company may also collect information from ads you click on when using the Site. Company may also keep track of links you click on in e-mails you receive from Company. This is done to increase the relevancy of the ads you see.
Company uses the information you are required to provide to become a User in order to insure you are over the age of thirteen (13). THE SITE IS NOT MEANT TO BE USED BY ANYONE UNDER THE AGE OF THIRTEEN (13). If you are under thirteen, please do not attempt to register with the Site or send Company any Personal Information. Company may also use your age information to be sure you receive an age appropriate experience while using the Site.
Company will use the information it collects to provide, without limitation, services and features to you and facilitate payment for any Donations between Campaign Organizers and Donors and provide information to Campaign Organizers and Campaign beneficiaries. Company will also use the information to measure and improve the Site, and to provide you with customer support.
Company may contact you with new or updated products or services, designs, routes, surveys, or other related announcements from time to time. You may opt-out of all communications except essential updates. Company may include Content in the e-mails sent to you.
Certain software applications and applets transmit data to Company. Company may not make a formal disclosure if it believes its collection of and use of the information is the obvious purpose of the Site or its related application. If it is not obvious that Company is collecting or using such information, it will disclose its collection to you the first time you provide the information.
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Company may use your information to serve you personalized advertising. Company does not share your information with advertisers without your consent. Company allows advertisers to choose the characteristics of Users who will see their advertisements. Company may use any of the Non-Personally Identifiable Information it has collected in any fashion to select the appropriate audience. Company will not tell the advertiser who you are as part of this process. When you interact with an advertisement there is a possibility that you may receive a cookie from the advertiser.
Company shares your Personal Information with third parties when it believes you have permitted such sharing, that it is reasonably necessary to offer services, or when legally required to do so. Company will not share your Personally Identifiable Information with third parties in a way that it thinks violates your privacy. The following non-exhaustive list contains examples of how Company shares or could share your information:
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Certain information you provide to Company may be shared by using the Site’s search function. This allows other Users to locate your profile and it allows new Users to find people they know on the Site.
Company provides some public information to search engines. This information allows search engines to locate the Site. It also allows people to locate you on the Site using a major search engine. This does not mean all information you post on the Site may be accessed using a search engine.
There are also times when Company may make certain Personal Information about you available to strategic partners or third parties. These companies may help Company process information, render services to you, manage and enhance customer data, provide customer service, assess your interest in products and services, or conduct research or satisfaction surveys. Without such information being made available, it would be difficult for you to use Company's Site and services.
Company may also share Personal Information when it has a good faith belief it is necessary to prevent fraud or other illegal activity, to prevent imminent bodily harm, or to protect itself and you from people violating the Terms and Conditions of the Site. This may include sharing information with other companies, lawyers, and courts or other government entities.
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YOU MUST BE EIGHTEEN (18) YEARS OR OLDER TO ACCESS THE SITE OR USE ITS SERVICES. IF YOU ARE UNDER EIGHTEEN YEARS OF AGE, YOU ARE NOT PERMITTED TO ACCESS ANY OF COMPANY’S SERVICES FOR ANY REASON. DUE TO THE AGE RESTRICTIONS FOR USE OF COMPANY’S SITE AND SERVICES, NO INFORMATION OBTAINED BY COMPANY FALLS WITHIN THE CHILDREN’S ONLINE PRIVACY PROTECTION ACT OF 1998 AND IS NOT MONITORED AS DOING SO.
Protecting children’s privacy is especially important to Company. Company does not knowingly collect Personal Information from children under 13, but because some information is collected electronically, it can appear to be the Personal Information of someone over the age of 13, and will be treated as such by this Policy. If a child under 13 submits Personal Information and Company learns that Personal Information pertains to a child under 13, it will attempt to delete the information as soon as possible. It is Company’s policy to comply with the Children’s Online Privacy Protection Act of 1998 and all other applicable laws. Therefore, Company restricts the Site and all other provided services to persons 18 years or older.
Agreement with Policy and Continued Use of Site
Unless stated otherwise, Company’s current Policy applies to all information that Company has about you, your account, and access to the Site. By using the Site, you consent to this Policy and having your Personal Information and data transferred and processed as described.
A Funeral Mass for Ruby Belzer, age 92, of O’Neill will be at 10:30 am Saturday, February 5, 2022 at St. Patrick’s Catholic Church in O’Neill with burial to follow in the O’Neill Cemetery. The service will be live-streamed ... Read More
A Funeral Mass for Ruby Belzer, age 92, of O’Neill will be at 10:30 am Saturday, February 5, 2022 at St. Patrick’s Catholic Church in O’Neill with burial to follow in the O’Neill Cemetery. The service will be live-streamed HERE. Fr. Bernard Starman will officiate. Visitation will be from 5-7 pm Friday, February 4, 2022 at Biglin’s Mortuary in O’Neill with a 7 pm parish rosary. Ruby passed away on Sunday, January 30, 2022 at Arbor Care Center in O’Neill. Memorials may be directed to the family for future designation. Arrangements are entrusted to Biglin’s Mortuary in O’Neill.
Ruby Myrta Fox was born January 6, 1930 in Miller, NE to Charles and Elizabeth (Hoppens) Fox. She grew up in and around Emmet, NE. She graduated from Atkinson High School in 1947. She worked alongside her mother, brothers and sisters at home helping out wherever needed. But, if you asked her, she always preferred working in the hayfield with her dad and brothers, where she drove the mower. She loved horses, especially Trixie, who was her favorite, because he rode the fastest.
On January 2, 1951, she married Francis (Fritz) Belzer converting to her Catholic faith and to this union, five children were born, including the first set of twins born at the new St. Anthony’s Hospital. After her children started school, she worked as a secretary with many supervisors with her favorite being Orville Nickeson at Nebraska Public Power District for 25 years.
Ruby led a faith-filled life, taking pride in her love of lending a helping hand wherever needed. She was a member of O’Neill St Patrick’s Church, Catholic Daughters, Altar Society, and the Legion of Mary. She instilled this faith and life of service with her children and grandchildren.
When her husband, Fritz, managed the O’Neill Legion Club and started the steak house, Ruby was always the one Fritz preferred hosting on those busy Saturday nights, because he knew her smiling face greeting Patrons was the best start to their evening.
Family was Ruby’s number one priority. She made time on her weekends helping out at her parents fixing hair for her sister Carol and Mother. Friday nights were for gathering at the house playing cards and making tacos. She loved spending time with her grandchildren, taking them on small road trips visiting the Royal Zoo and Ashfalls Fossil beds, teaching them her little tricks when she was cooking. She always made sure she had a fresh batch of chocolate chip cookies hot out of the oven waiting for you when you came for a visit. She enjoyed visiting residents at the Nursing Home and usually had a few grandkids with her, knowing the Residents would enjoy them.
After her husband, Fritz, passed away in 1997, her son Robert became her companion and caretaker until she moved to the Evergreen Assisted Living facility in 2019.
Ruby is survived by her five children, Jim Belzer of O’Neill, Greg (Polly Collins) Belzer of O’Neill, Robert Belzer of O’Neill, Gary (Jill Waters) Belzer of Lincoln; daughter, JaNel (Bruce) Morrow of Omaha, NE; twelve grandchildren, Kristi (Chad) Gideon, Leslie Belzer, Brittany (Nick) Hoffman, Lacey (Aaron) Gottula, Cody Belzer, Gretchen Belzer, Katy (Don) Doty, Stefanie (Enio) Hernandez, Makayla (Taylor) Oltjenbruns, Megan (Andrew) Rudd, Grant (Kayla Elaine) Belzer, Bayley (Ryan) Pinney, 24 great grandchildren, (Kristi) Cody, Gracee & Grayson; (Leslie) Hayley & Carly Jo (Lacey) Ellie & Reid; (Gretchen) Brianna, Mason & Kiptyn; (Katy) Christopher & Audrianna; (Stefanie) Izabel Ruby; (Makayla) Makenna, Brooklee & Kaia; (Megan) Wells; (Grant) Alyssa, Peyton, Emilia, Areigh & Freya; (Bayley) Brody & Gianna; one sister, Opal Bosn of O’Neill; three brothers, Larry (Hilda) Fox of Atkinson, Gordon Fox and fiancé, Vivian Van Buren, of O’Neill, Raymond (Georgia) Fox of Bella Vista, AR; sisters-in-law, Patty Fox of San Clemente, CA, Evelyn Fox of Atkinson, NE, Lois Fox of Omaha, NE, Kathy Fox of Cheney, WA, and Mary Burvial in O’Neill; brother-in law, Bill Kelly of O’Neill; and many nieces and nephews that she loved as if they were her own.
She was preceded in death by her parents, Charles & Elizabeth Fox; six brothers, Leonard Fox, Gilbert (Doris) Fox, Wayne (Lou) Fox, Chuck Fox, Bob Fox, and Lyle Fox; three sisters, Esther (George) Brainard, Marie Kelly and Carol Fox; and brother-in-law, George Bosn.
Ruby’s family would like to thank Valerie Dempster, the rest of the staff of the Evergreen, and the Arbor Care staff for their excellent care and attention that they gave Ruby.
Pallbearers: Roy Fox, Kurt Fox, John Kelly, Charlie Bosn, Tony Bosn, Tom Bosn
Honorary Pallbearer: Mitch Bosn
We encourage you to share your most beloved memories of Ruby here, so that the family and other loved ones can always see it. You can upload cherished photographs, or share your favorite stories, and can even comment on those shared by others.
PLEASE NOTE: The reproduction of any copyrighted images is forbidden without express written permission from the copyright holder. We reserve the right to delete, without warning or notice, any image in violation of any copyright laws.
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